Aged care used to be something that you could worry about later in life or leave for your kids to worry about for you. Aged care services are about to become something you need to plan for at retirement. First, when making retirement plans, individuals have to account for their care requirements. Second, we should only turn to the government for assistance with our care requirements and expect to pay for the quality of housing and services we desire in our later years.

Your aged care assessment

The goal of the aged care system is to assist the elderly, whether they live at home or in residential aged care in Geelong. Depending on your demands, services are offered for a short- or long-term duration. Assessing yourself with the appropriate state agency is the first step. Your evaluation will establish whether you need residential aged care or at-home care, as well as if you qualify for any government subsidies. You’ll be given a care package level after your assessment. In addition to providing information on local service providers, your assessor may assist you in creating a support plan that is tailored to your requirements.

How do aged care services work?

Each of the four tiers of aged care packages that the government gives includes access to a variety of other more fundamental care and support services as well as a certain amount of in-home clinical care. Within the range of services that have been approved, the customer can decide how this is spent to best fit their needs.

How aged care services are paid for?

Except for those who require government assistance, we anticipate some substantial financial changes in the sector of aged care in Point Cook that will impact the total amount of money that everyone must pay for care during their lifetime. Understanding aged care services appears to be challenging. To put it simply, you should include how many days you plan to spend there while budgeting for it. The funds given to providers are divided into four sections. Then there are care expenses which are now covered by a means-tested levy that is mostly supported by the government and is not anticipated to alter.

How can you minimise aged care?

Making better plans and attempting to reduce the amount of time we will need to spend there during our lifetime is the most effective method to reduce our elderly care costs. The majority of individuals will benefit from selecting residences with well-equipped bathrooms and no stairs. They choose smaller, easier-to-maintain houses that save them money on aged care providers in Geelong and reduce the chance of accidents caused by housekeeping and upkeep.

Even if things don’t necessarily change soon, they will eventually need to alter since there won’t be enough taxpayers to cover all of our care needs as we live longer. Ultimately, you should be able to anticipate and demand higher-quality services with greater care levels.

Book An Appointment Today

Deserved Health Care Services is your starting point for accessing government-funded aged care services. We provide the information and support you need to understand, access and navigate the aged care system. For more information contact us at 0406928929 or email us at info@deservedhealthcare.com.au